Personal Savings

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Regular Savings Account


  • $100 Minimum Opening Deposit and Minimum Balance to Avoid Service Charge
  • Service charge of $10 Every Quarter if the Balance in the Account Falls Below $100 Any Day of the Quarter
  • 6 Free Transfers/Withdrawals Per Statement Cycle, Then $3.00 Per Debit*
  • Free 24-Hour Bank-by-Phone Service
  • Interest Paid Per Quarterly Statement Date. You May Receive a Monthly Statement If You Have an EFT Transaction on Your Account.

Disclosure of fees and charges is available upon request and at account opening.


* A debit is any transfer or withdrawal, regardless of method (In person, Check, ATM, Mobile Banking, Debit Card, Bill Pay, Pre-Authorized, Automatic, Telephone or Internet Banking, Wire or ACH.

** Per Regulatory restriction, you are permitted to make no more than six debits per statement cycle to any account or to a third party.  If you exceed certain debit limitations on your account, then it may be transferred to a transaction account.

 

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Children's Savings Account


  • No Minimum Opening Deposit
  • 6 Free Transfers/Withdrawals Per Statement Cycle, Then $3.00 Per Debit*
  • Quarterly Statement
  • Interest Paid Per Quarterly Statement Date. You May Receive a Monthly Statement If You Have an EFT Transaction on Your Account.
  • No Minimum Balance Required Until Age 18
  • Account Will Convert To Regular Savings Account After Age 18
  • Free 24-Hour Bank-by-Phone Service

Disclosure of fees and charges is available upon request and at account opening.


* A debit is any transfer or withdrawal, regardless of method (In person, Check, ATM, Mobile Banking, Debit Card, Bill Pay, Pre-Authorized, Automatic, Telephone or Internet Banking, Wire or ACH.

** Per Regulatory restriction, you are permitted to make no more than six debits per statement cycle to any account or to a third party.  If you exceed certain debit limitations on your account, then it may be transferred to a transaction account

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Prime Advantage Money Market


  • $2,500 Minimum Opening Deposit and Minimum Balance to Avoid Service Fee
  • Monthly Statement
  • Visa® Check Card
  • Interest Paid Monthly
  • Service charge of $12 every month if the balance in the account falls below $2,500 any day of the month
  • 6 Free Transfers/Withdrawals Per Statement Cycle, Then $3.00 Per Debit*
  • Free Check Imaging
  • Free 24-hour Bank-by-Phone Service

Disclosure of fees and charges is available upon request and at account opening.

Note: Regarding excessive transactions federal regulations permit no more than 6 preauthorized, automatic, Internet or telephone transfers to your other accounts or third parties (including checks, drafts, debit cards or similar orders) per month.


Prime Advantage Money Market checking offers tiered interest rates. The Interest Rate and Annual Percentage Yield vary depending on the balance maintained. Ask a customer service representative for tiered rate details.

 

* A debit is any transfer or withdrawal, regardless of method (In person, Check, ATM, Mobile Banking, Debit Card, Bill Pay, Pre-Authorized, Automatic, Telephone or Internet Banking, Wire or ACH.

** Per Regulatory restriction, you are permitted to make no more than six debits per statement cycle to any account or to a

Individual Retirement Account


  • $25 Minimum Opening Deposit for Fixed Rate IRA
  • Variables IRAs also available.
  • Penalty for early withdrawal may be imposed


Contact a Customer Service Representative for terms and rate details.

Certificate of Deposit


  • $1,000 Minimum Opening Deposit
  • Interest is compounded and paid annually for terms of one year or more; and can be paid monthly, quarterly or at maturity.
  • Penalty for early withdrawal may be imposed


Contact a Customer Service Representative for terms and rate details.

Christmas Club Account


  • 1.00% Interest Rate
  • 1.00% Annual Percentage Yield (APY)
  • APY effective from November 5, 2016 to maturity November 5, 2017
  • Fee for early withdrawal
  • Must have a CFBK checking account
  • Limit one account per customer
  • $10 minimum opening deposit and balance required to obtain APY
  • $2,500 maximum balance to earn interest
  • Rate is subject to change
  • Fees may reduce earnings

Disclosure of fees and charges is available upon request and at account opening.