Community First Bank & Trust Security Statement

Community First Bank & Trust ("Community First") uses several layers of technology to ensure the confidentiality of your transactions.






We require the use of a secure browser to access account information and perform transactions. Secure browsers employ secure sockets layer (SSL) technology to communicate with servers. This technology encrypts - or scrambles - your account information so it's virtually impossible for anyone other than Community First to read it.

While CFBK.COM online banking is designed to work with most of the popular browsers, we recommend Microsoft Internet Explorer 6.0 or higher, or Netscape Navigator 7.0 or higher, or equivalents for MacIntosh.



What Is SSL?


SSL is a protocol designed by Netscape Communications Corporation to provide secure communications on the Internet. SSL does three things:


  • SSL authenticates that the server you have connected to is the one it purports to be. You can be assured that you are actually communicating with Community First, and not a third party trying to intercept the transaction.
  • SSL creates a secure communication channel by encrypting all communication between the user and the server.
  • SSL conducts a cryptographic word count to ensure data integrity between the server and the user. The word count or checksum provides a count of the number of bytes in a document and ensures the exact number of bytes is transmitted and received. With SSL, even this checksum is encrypted so it cannot be modified. If a message is not received in its entirety, it is rejected and another copy of the message is sent automatically.






To access account information, you must provide a username and a password to enter the secure area of the site. Your password is not displayed when entered. If you do not provide this information, you cannot access our Online Banking services.


How I Can Protect Myself?



Do Not Share Your Password


Never reveal your password to anyone. Never write it down where anyone can find it or figure out what it is. When choosing a password, you should not use common words that can be found in a dictionary, or numbers in a series. Never access this site from a computer that an untrusted individual may have access to.

Treat your Community First username and password with more care than you use for your Automated teller machine (ATM) or credit card personal identification number (PIN). With the PIN, you need to present the card. Here you only have the password. In addition, you should make sure that no one is physically watching as you enter your password. Also take standard precautions to keep your computer free from viruses because there are some that could be used to capture your keystrokes.


"Exit" When Finished.



Please use our "Exit" feature if you are going to be away from your computer for an extended period of time. The logout will end your session and you will be forced to submit your username and password before entering the web site again. Shutting down your browser is also a good way of preventing others from using your access.

After a period of inactivity your current session on the web site will automatically timeout. To restart your session, all you have to do is re-enter your username and password at the log in screen.





Communications sent over the public Internet are not necessarily secure. Therefore, we strongly suggest that you do not send any confidential account information unless using the electronic communication options provided in our Contact Us section of our Cash Management Product. You may also contact us by phone or U.S. mail.